Income Protection Coverage Calculator

Find out how much income protection cover you need and how it compares to your superannuation default.

A$
A$

Income Protection insurance in Australia can cover up to 70-75% of income and is generally tax-deductible. Most super funds provide default TPD and income protection cover, but it may be insufficient. The Superannuation Guarantee does not cover disability beyond default group policy amounts. Benefit periods typically range from 2 years to age 65. Premiums depend on occupation, health, and policy type. Consult a licensed financial adviser for a personalised statement of advice (SOA).