Insurance
Buildings Insurance vs Contents Insurance: What UK Homeowners Need
Buildings insurance protects the structure; contents insurance protects your belongings. Here is what UK homeowners actually need to know about each policy.
UmbrellaOwl / Insurance
Coverage, made clear
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Choosing between comprehensive and third-party car insurance depends on your vehicle's value, budget, and risk tolerance. This guide compares both options to help you decide.
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Term Life vs Whole of Life Insurance in the UK: Which Is Better for Your Age
Understand how term and whole of life cover compare, and use our calculator to work out which policy suits your age, budget and financial goals.
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Business Insurance for Small Businesses and Sole Traders in the UK
Essential business insurance cover for UK small businesses and sole traders, from legal requirements to optional protection.
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Comparing Life Insurance Quotes in the UK: What Affects Your Premium
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Flood Insurance in the UK: Who Needs It and How Flood Re Works
Learn how flood insurance works in the UK, who needs it, and how the Flood Re scheme helps homeowners in high-risk areas get affordable cover.
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Over-50s Life Insurance Plans in the UK: What You Should Know
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Gap Insurance for UK Car Buyers: Is It Worth It?
Gap insurance covers the difference between your car's market value and what you owe or paid for it. Learn when this cover makes sense and when you can skip it.
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How to Make a Successful Home Insurance Claim in the UK
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How the FCA Regulates Insurance in the UK
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When Private Health Insurance Makes Sense Alongside the NHS in the UK
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How to Choose Travel Insurance in the UK: What to Look for Beyond the Cheapest Policy
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How to Lower Your Car Insurance Premium at Renewal in the UK
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Pet Insurance in the UK: Lifetime vs. Per-Condition Policies Explained
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Contents Insurance for Tenants in the UK: What You Need to Know
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Term vs. Whole of Life Insurance in the UK: 7 Key Differences
Choosing between term and whole of life insurance depends on your budget and whether you need temporary or lifelong cover. Here are the essential differences UK policyholders should know.
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Critical Illness Cover in the UK: What Conditions Are Covered and What to Look For
A concise guide to understanding which critical illnesses are typically covered by UK policies and the key factors to consider when choosing your cover.
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Home and Contents Insurance in the UK: What Is and Is Not Covered
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Income Protection Insurance in the UK: How It Works and Who Needs It
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Term vs Whole of Life Insurance in the UK: Which Policy Type to Choose
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Home Insurance Premiums Dip in the UK as Households Urged to Prepare for Autumn
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Home Insurance Premiums Fall 9% in the UK, with London and Scotland Seeing Sharpest Drops
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What UK Homeowners Need to Know About Flood Insurance
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Martin Lewis's Insurance Renewal Trick for UK Home and Car Cover
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UK Motor and Home Insurance Premiums Are Falling: What It Means
Average UK motor and home insurance premiums have eased after a painful period of rises. That does not mean every renewal will be cheaper.
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Renters Pay Up to 11% More for Car Insurance in the UK: What It Means
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Aviva's UK Life Insurance Claim Finding: Suicide and Men Under 40
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What's Happening to Car Insurance Premiums in the UK?
Car insurance premiums have eased from their sharpest increases, but many UK drivers are still paying more than they did a few years ago. The main pressure is claims cost, especially repairs, parts, theft and injury claims.
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What the UK's Record £8 Billion Protection Claims Payout Means
UK protection insurers paid a record £8.002 billion in combined individual and group claims in 2024. The figure shows why life insurance, critical illness cover and income protection can matter, but it does not mean every policy or claim will pay out.
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The Exeter reported higher income protection and life insurance premiums for 2025. Here is what UK households should take from the figures before reviewing cover.
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Why Monthly Car and Home Insurance Costs More in the UK
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Home Rebuild Cost in the UK: How to Set the Right Buildings Sum Insured
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Home insurance premiums in the UK have risen sharply in recent years, driven by climate-related claims, inflation in building costs, and insurer capacity constraints.
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With flood season approaching, UK homeowners should review their insurance cover to ensure they are protected against the rising risk of property damage from flooding.
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Should You Arrange Flood Insurance Before Winter in the UK
UK authorities recommend arranging flood insurance ahead of the autumn and winter flood season, when claims rise sharply and cover can be harder to secure.
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How Weather Forecasts Affect Home Insurance Premiums in the UK
Weather predictions rarely lower UK home insurance premiums immediately, but long-term trends in flood and storm risk do influence pricing over time.
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Private Medical Insurance Trends in the UK: Market Growth and What It Means
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UK Homeowners Drop Coverage as Flood Insurance Costs Rise
Rising flood insurance premiums are pushing some UK homeowners to drop buildings and contents cover, leaving properties vulnerable to flood damage.
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Weighing the Risks of Flood Insurance in the UK
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Why UK Homeowners Should Review Flood Insurance Before Winter Flood Season
With flood risk rising across the UK, homeowners are being reminded to check their cover before the winter flood season begins.
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Do I Need Breakdown Cover in the UK?
Breakdown cover is not a legal requirement but can save you significant costs and stress if your vehicle fails. Find out whether it is right for your situation.
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Flood Insurance Changes in the UK as Flood Season Approaches
UK homeowners face potential changes to flood insurance as the autumn flood season nears, with evolving Flood Re provisions and rising premiums in high-risk areas.
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What Is a No Claims Discount in the UK and How Does It Work?
A no claims discount rewards drivers who don't make insurance claims with lower premiums, building up over several years of claim-free driving.
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What Is Buildings Insurance and What Does It Cover in the UK
Buildings insurance protects the structure and permanent fixtures of your home against damage from fire, flood, subsidence, and other insured perils.
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What Is Contents Insurance and Do I Need It in the UK?
Contents insurance protects your belongings inside your home. Learn what it covers and whether you need it.
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What UK Homeowners Should Know About Flood Insurance
Flood insurance protects your home and belongings from flood damage, and coverage is available even in high-risk areas through the Flood Re scheme.
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Understand what drives contents insurance premiums for UK tenants and how to find cover that fits your budget.
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How to Protect High-Value Items and Jewellery with Home Insurance
Learn how to properly insure valuable possessions like jewellery, watches, and collectibles under your UK contents insurance policy.
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How to Secure Flood Insurance Before UK Flood Season Begins
Preparing your home insurance before the wet season arrives can save you thousands and ensure you're protected when flooding strikes.
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Is Contents Insurance Mandatory in the UK?
Contents insurance is not a legal requirement in the UK, but landlords and leaseholders may face contractual obligations to arrange it.
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What Is an Insurance Excess and How Much Should It Be in the UK
An insurance excess is the amount you pay towards a claim before your insurer pays the rest. Learn what typical excess amounts are and how to choose the right level for your policy.
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How Excess Amounts Work on UK Home and Car Insurance
Understand what an excess is, when you pay it, and how choosing the right excess level can reduce your premium without exposing you to unaffordable claim costs.
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How Your Credit Score Affects Your Insurance Premiums
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June is the perfect time to review your insurance cover and spot better deals or gaps in protection before the second half of the year.
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Review your buildings and contents insurance before severe weather strikes to ensure you have the protection you need when storms and flooding hit.
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UK Storm Season: A Homeowner's Guide to Insurance Preparation
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How to Choose the Right Motor Insurance Coverage for Your Needs
Learn how to select the most suitable car insurance policy by understanding cover levels, comparing quotes, and assessing your personal driving circumstances.
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How the No-Claims Bonus Works on UK Car Insurance and How to Protect It
Learn how building and protecting your no-claims bonus can save you hundreds of pounds on your car insurance premium each year.
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What Comprehensive Car Insurance Covers in the UK and How to Choose a Policy
Learn what comprehensive car insurance covers in the UK, how it differs from other policy types, and how to choose the right cover for your vehicle and budget.
