Insurance
Most Common Home Insurance Claims in the UK
Discover the most frequent home insurance claims UK households make, from escape of water to theft, and learn how to protect your property.
Home
Articles about home under Insurance.
Insurance
Why Thatched Home Insurance Is Vanishing in the UK
Major insurers are withdrawing from the thatched property market as claims costs and fire risks drive premiums higher, leaving UK homeowners with fewer specialist options.
Insurance
Understanding the 40.6% Home Insurance Premium Rise in the UK
Home insurance premiums in the UK jumped by 40.6% year-on-year in January, marking one of the steepest increases in recent years. This sharp rise reflects growing claims costs, more frequent weather events, and inflation across the insurance sector.
Insurance
How to Cut Your Home Insurance Premiums in the UK: Eight Top Tips
Practical strategies to reduce your home insurance costs without sacrificing essential cover.
Insurance
How to Get a No Claims Discount on Your Home Insurance in the UK
Learn how to earn and protect a no claims discount on your home insurance policy, potentially saving up to 50% on premiums by maintaining a claims-free record.
Insurance
Does CCTV Reduce Home Insurance Premiums in the UK?
CCTV can reduce home insurance premiums by 5-10%, though the actual discount varies by insurer and system specification. Learn whether the savings justify the installation cost.
Insurance
Home Insurance in the UK: Buildings, Contents and Liability Cover Explained
Understand the three pillars of UK home insurance: buildings cover for your property structure, contents cover for your belongings, and liability protection against claims from third parties.
Insurance
Home Insurance Premiums Fall 4.4% in the UK - What It Means for You
UK home insurance premiums dropped 4.4% year-on-year in September 2026 according to Defaqto data, offering potential savings for homeowners reviewing their cover.
Insurance
Why Home Insurance Premiums Have Risen 25% in the UK
Home insurance costs have jumped sharply across the UK. We explain the factors driving the increase and what homeowners can do.
Insurance
How Birmingham's Weather Affects Home Insurance Premiums in the UK
Birmingham's high rainfall and flood risk directly influence home insurance costs and cover availability, particularly for properties in flood zones.
Insurance
The Impact of the Pandemic on Home Insurance Claims in the UK
The COVID-19 pandemic fundamentally altered home insurance claims patterns in the UK, with insurers reporting sharp increases in accidental damage and escape of water claims whilst burglary dropped to historic lows.
Insurance
Why Home Insurance Premiums Have Fallen 13% in the UK
UK home insurance premiums dropped 13% this year as market competition intensified and claims costs stabilized, creating opportunities for homeowners to reduce their cover expenses.
Insurance
Home Insurance Premiums Dip as Households Urged to Prepare for Autumn in the UK
UK home insurance premiums show signs of easing, but autumn weather risks mean householders must take preventive action to avoid costly claims.
Insurance
How to Get a Cheap Home Insurance Deal in the UK
Home insurance premiums in the UK have reached a seven-year high. Learn seven practical steps to reduce your costs without sacrificing essential cover.
Insurance
Home Insurance Costs Rise in the UK: 5 Ways to Save Money on Your Premiums
UK home insurance premiums have climbed sharply, but you can reduce costs through strategic comparison, smart excess choices, security upgrades, payment timing, and bundling cover.
Insurance
Home Insurance Premiums Fall 9% in the UK: London and Scotland Lead the Drop
UK home insurance premiums dropped 9% year-on-year, with London and Scotland seeing the sharpest falls. What the decline means for your renewal.
Insurance
Understanding Home Insurance Premium Falls in the UK Market
UK home insurance premiums can fall significantly when competition among insurers intensifies, creating opportunities for homeowners to secure better value on their buildings and contents cover.
Insurance
Thatched Home Insurance Premiums Rise Over 300% in the UK Since 2022
Owners of thatched properties in the UK have seen insurance premiums surge by more than 300% since 2022, driven by rising claims costs, fire risk, and fewer specialist insurers.
Insurance
What to Do If Your Home Insurance Seems Too Expensive in the UK
Home insurance premiums are falling nationally, but if yours hasn't budged, here are seven practical steps to bring your costs down.
Insurance
Wildfire and Home Insurance Cover in the UK: What You Need to Know
With wildfires becoming more common in the UK, find out whether your buildings and contents insurance will cover fire damage to your home and what exclusions might apply.
Insurance
Home Insurance Claims Rejected in the UK: 7 Common Reasons Why
Home insurance claim rejections are rising across the UK. Understanding why insurers decline claims can help you avoid common pitfalls and protect your cover.
Insurance
Home Insurance Premiums Fall in the UK: How to Lower Your Price Further
Home insurance premiums are dropping in the UK, but you can save even more by shopping around, increasing your excess, and improving your home security.
Insurance
Rising Home Insurance Costs in the UK: How Insurers Are Supporting Customers
Home insurance premiums in the UK have risen significantly due to inflation, extreme weather events, and increased building costs. This guide explains why costs are climbing and what customers can do.
Insurance
Lemonade Expands Home Insurance Offering in the UK
Digital insurance provider Lemonade has broadened its home insurance products in the UK market, offering buildings and contents cover through its app-based platform.
Insurance
UK Home Insurance Pricing Turns a Corner as Most Insurers Quietly Raise Rates
After months of moderation, UK home insurance premiums are rising again as insurers adjust pricing in response to higher claims costs and rebuild expenses.
Insurance
What to Do If You're Considering Dropping Home Insurance in the UK
Rising premiums are pushing some UK homeowners to consider cancelling their buildings or contents insurance. Here are practical alternatives that keep you protected while managing costs.
Insurance
Home Insurance Premium Falls Slow Sharply as UK Market Shows Signs of Turning
The rate at which UK home insurance premiums are falling has slowed considerably in recent months, signalling a potential shift in market conditions after a period of welcome price drops.
Insurance
Why Home Insurance Premiums Are Rising in the UK
UK home insurance premiums have climbed sharply as insurers respond to record weather-related claims and soaring repair costs, leaving homeowners facing higher bills at renewal.
Insurance
UK Home and Contents Insurance Explained: What Is and Is Not Covered in the UK
A quick guide to understanding what buildings and contents insurance cover in the UK, and the common exclusions you need to know about.
Insurance
Home Insurance Premiums Exceed £400 in the UK Due to Extreme Weather
UK home insurance premiums have surpassed £400 per year as insurers pass on the rising costs of extreme weather claims driven by floods, storms, and climate-related damage.
Insurance
Home Insurance Premiums in the UK: What Homeowners Pay by Region
UK home insurance premiums have jumped sharply. Find out what homeowners are paying across different regions and why costs are rising.
Insurance
5 Ways to Reduce Your Home Insurance Premium in the UK
October marks peak renewal season for UK home insurance. Discover five proven strategies to lower your premium without sacrificing essential cover.
Insurance
Winter Weather Warning UK: Is Your Home and Contents Policy Ready?
Winter storms, floods, and freeze damage can strike fast. Check your home and contents insurance now to avoid costly gaps when severe weather hits.
Insurance
Home Insurance Renewal Checklist for Winter in the UK
Review your home insurance before winter arrives to ensure you have adequate cover for storms, floods, and cold-weather damage.
Insurance
Under-Insurance and the Average Clause: Why Your UK Claim Could Be Cut in Half
Under-insurance can trigger the average clause, leaving you with a fraction of your claim payout even when your policy is active.
Insurance
Home Emergency and Boiler Cover in the UK: Insurance or Service Contract?
Understand the difference between insurance and service contracts for home emergency and boiler cover, and which protection suits your needs.
Insurance
Buildings Insurance vs Contents Insurance: What UK Homeowners Need to Know
Understand the key differences between buildings and contents insurance, what each covers, and how to choose the right protection for your home in the UK.
Insurance
How to Calculate Home Rebuild Cost in the UK
Learn how to determine the correct sum insured for your buildings insurance to avoid costly underinsurance.
Insurance
Home Insurance Premiums Are Falling in the UK: What to Do if Yours Is Still Too Expensive
Average home insurance premiums are starting to fall across the UK, but many homeowners still face high renewal quotes. Discover how to lower your costs.
Insurance
Home Insurance Premiums Dip in the UK as Households Urged to Prepare for Autumn
UK home insurance premiums have fallen for the first time in years, but experts warn households must still prepare their properties for autumn weather to avoid claims and policy issues.
Insurance
Home Insurance Premiums Fall 9% in the UK, with London and Scotland Seeing Sharpest Drops
Home insurance premiums in the UK have dropped 9% year-on-year, with London and Scotland experiencing the sharpest falls, bringing relief to households after years of price rises.
Insurance
Home Rebuild Cost in the UK: How to Set the Right Buildings Sum Insured
Your buildings sum insured should reflect the cost of rebuilding your home, not its market value. This guide explains what to include before using a UK rebuild cost calculator.
Insurance
What's Happening to Home Insurance Premiums in the UK
Home insurance premiums in the UK have risen sharply in recent years, driven by climate-related claims, inflation in building costs, and insurer capacity constraints.
Insurance
Should Homeowners Cut Storm Insurance Cover in the UK as Hurricane Season Begins?
UK homeowners should be wary of reducing buildings or contents cover before severe weather risk rises. A cheaper premium can leave costly gaps if storms, flooding or escape of water damage the home.
Insurance
How Weather Forecasts Affect Home Insurance Premiums in the UK
Weather predictions rarely lower UK home insurance premiums immediately, but long-term trends in flood and storm risk do influence pricing over time.
Insurance
What Is Buildings Insurance and What Does It Cover in the UK
Buildings insurance protects the structure and permanent fixtures of your home against damage from fire, flood, subsidence, and other insured perils.
Insurance
How to Compare Home Insurance Quotes in the UK: A Complete 2027 Guide
Learn how to compare home insurance quotes effectively, spot the best value cover, and avoid common pitfalls when shopping for buildings and contents insurance.
Insurance
Storm Season Preparation: Your Home Insurance Coverage Review Checklist
Review your buildings and contents insurance before severe weather strikes to ensure you have the protection you need when storms and flooding hit.
