Insurance
How to Review Your Life Insurance Policy Before the New Year in the UK
A practical guide to reviewing your UK life insurance policy before the new year, ensuring your cover still meets your needs and your beneficiaries are up to date.
Life
Articles about life under Insurance.
Insurance
A Complete Guide to Term Life Insurance in the UK
Term life insurance provides cover for a set period, paying out if you die during the term. Learn how it works, the types available, and how to choose the right policy for your family's protection.
Insurance
Life Insurance vs Critical Illness Cover: Understanding the Difference in the UK
Life insurance pays out on death, while critical illness cover pays out when you're diagnosed with a specified serious illness. Each serves a different purpose in protecting your family's finances.
Insurance
Life Insurance Required by Foster Carers in the UK: Is It Normal?
A foster carer requiring a looked-after young person to maintain life insurance is unusual and raises questions about appropriateness and value. Here's what you need to know.
Insurance
Understanding Supplemental Life Insurance Through Work in the UK
Supplemental life insurance offered by UK employers can provide significant death-in-service benefits at low cost, but coverage ends when you leave the job.
Insurance
UK Regulator Rules Out Broad Action on Life Insurance Commissions
The Financial Conduct Authority has decided against sweeping changes to how life insurance advisers are paid, concluding that current commission structures do not warrant widespread intervention.
Insurance
UK Insurers Pay Record £8 Billion in Protection Claims
British insurers paid out a record £8 billion in protection claims, marking the highest annual payout for life, critical illness and income protection cover.
Insurance
Suicide as a Leading Cause of Life Insurance Claims for Men Under 40 in the UK
Aviva data reveals suicide is the primary cause of life insurance claims for men under 40. Understanding how policies handle suicide and the mental health context behind these statistics.
Insurance
Life Insurance Open Season at Work in the UK: What Your Employer Scheme Covers
Employer group life insurance during open enrollment typically covers death in service benefits, but coverage amounts and optional add-ons vary by scheme.
Insurance
Critical Illness Cover in the UK: What Conditions Are Covered and What to Look For
Critical illness cover pays a lump sum if you are diagnosed with a serious condition listed in your policy. Learn which illnesses are typically covered and what to check before you buy.
Insurance
Term vs. Whole of Life Insurance in the UK: Which Cover Suits You?
Understanding the key differences between term assurance and whole of life policies to choose the right life insurance for your needs and budget.
Insurance
Comparing UK Life Insurance Quotes: What Affects Your Premium
Understand the key factors that determine life insurance premiums in the UK and how to compare quotes effectively to find the best cover for your needs.
Insurance
Over-50s Life Insurance Plans in the UK: What You Should Know
Learn how over-50s life insurance works in the UK, from guaranteed acceptance and costs to exclusions, alternatives, and choosing the right plan.
Insurance
How to Write Life Insurance in Trust in the UK: What Your Family Actually Receives
Writing your life insurance policy in trust changes who receives the payout and when. Learn how trusts affect inheritance tax and claim times for UK families.
Insurance
Terminal Illness Benefit in UK Life Cover: What's Already Included
Most UK life insurance policies already include terminal illness cover at no extra cost. This checklist helps you understand what's included and how to access it when needed.
Insurance
How to Choose Between Joint and Single Life Insurance in the UK
Understand the key differences between joint and single life insurance policies to make the right choice for your situation as a couple.
Insurance
Term vs Whole of Life Insurance in the UK: Which Policy Is Right for You?
Understanding the fundamental differences between term assurance and whole of life insurance helps you choose the right level of financial protection for your loved ones.
Insurance
Term vs. Whole of Life Insurance in the UK: A Comparison Guide
Compare term assurance and whole of life insurance to choose the right cover for your family's financial protection in the UK.
Insurance
How Much Critical Illness Cover Do You Need in the UK?
Learn how to calculate the right level of critical illness cover to bridge the gap when employer sick pay runs out.
Insurance
Income Protection vs. Critical Illness Cover in the UK: Which Should You Choose?
Compare income protection and critical illness cover to decide which policy fits your financial protection needs in the UK.
Insurance
Term Life vs Whole of Life Insurance in the UK: Which Is Better for Your Age
Understand how term and whole of life cover compare, and use our calculator to work out which policy suits your age, budget and financial goals.
Insurance
Term vs Whole of Life Insurance in the UK: Which Policy Type to Choose
Term assurance pays out if you die within a set period; whole of life covers you for life but costs significantly more. Here's how to choose the right policy for your family.
Insurance
Aviva's UK Life Insurance Claim Finding: Suicide and Men Under 40
Aviva has highlighted suicide as a leading cause of life insurance claims for men under 40. Here is what that means for UK families reviewing life cover.
Insurance
What the UK's Record £8 Billion Protection Claims Payout Means
UK protection insurers paid a record £8.002 billion in combined individual and group claims in 2024. The figure shows why life insurance, critical illness cover and income protection can matter, but it does not mean every policy or claim will pay out.
Insurance
What The Exeter's 2025 Premium Rise Means for Protection Insurance in the UK
The Exeter reported higher income protection and life insurance premiums for 2025. Here is what UK households should take from the figures before reviewing cover.
Insurance
How to Calculate Critical Illness Cover in the UK Beyond Employer Sick Pay
Employer sick pay can help with short-term income, but it may not cover the wider costs of a serious illness. This guide explains how to estimate a realistic critical illness cover amount in the UK.
Insurance
Simplified Digital Term Life Insurance with Wellness Perks in the UK
Digital life insurers in the UK now offer streamlined applications and wellness incentives, making term assurance faster to arrange and potentially rewarding healthier habits.
