
Income Protection vs. Critical Illness Cover in the UK: Which Should You Choose?
Compare income protection and critical illness cover to decide which policy fits your financial protection needs in the UK.
Articles about life under Insurance.

Compare income protection and critical illness cover to decide which policy fits your financial protection needs in the UK.

Understand how term and whole of life cover compare, and use our calculator to work out which policy suits your age, budget and financial goals.

Understanding the key factors that determine your life insurance premium helps you compare quotes effectively and find the best value cover for your circumstances.

Compare guaranteed acceptance, simplified acceptance, and standard term life cover for over-50s in the UK to find the right policy for your needs and budget.

Choosing between term and whole of life insurance depends on your budget and whether you need temporary or lifelong cover. Here are the essential differences UK policyholders should know.

A concise guide to understanding which critical illnesses are typically covered by UK policies and the key factors to consider when choosing your cover.

Term assurance pays out if you die within a set period; whole of life covers you for life but costs significantly more. Here's how to choose the right policy for your family.

Compare term assurance and whole-of-life policies to find the right life insurance cover for your UK needs, budget, and family protection goals.

Aviva has highlighted suicide as a leading cause of life insurance claims for men under 40. Here is what that means for UK families reviewing life cover.

UK protection insurers paid a record £8.002 billion in combined individual and group claims in 2024. The figure shows why life insurance, critical illness cover and income protection can matter, but it does not mean every policy or claim will pay out.

The Exeter reported higher income protection and life insurance premiums for 2025. Here is what UK households should take from the figures before reviewing cover.

Employer sick pay can help with short-term income, but it may not cover the wider costs of a serious illness. This guide explains how to estimate a realistic critical illness cover amount in the UK.

Digital life insurers in the UK now offer streamlined applications and wellness incentives, making term assurance faster to arrange and potentially rewarding healthier habits.
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