Long-Term Care Insurance Calculator

Estimate your long-term care insurance premium and project future care costs to identify your coverage gap.

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Estimates only. Actual long-term care insurance premiums depend on your health status, state of residence, chosen insurer, elimination period, and policy riders. Care cost projections use the Genworth 2024 Cost of Care Survey blended average ($7,500/month for home care and nursing facility combined). Inflation compounds at 3% annually when the inflation protection option is selected. This calculator does not constitute financial or insurance advice.