Income Protection Coverage Calculator

Find out how much income protection you need to cover your essential living expenses if you cannot work.

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Income protection in the UK typically replaces up to 60% of gross income. Statutory Sick Pay (SSP) pays up to 28 weeks. Longer deferred periods reduce premiums significantly. "Own occupation" definitions provide stronger cover than "any occupation." Premiums are typically tax-deductible when arranged through an employer, but benefits become taxable. Get advice from a regulated financial adviser (FCA authorised).