Home Rebuild Cost Estimator

Estimate the rebuild cost of your UK property for buildings insurance using BCIS benchmark rates for your property type, construction, and location.

Rebuild cost estimates are based on approximate BCIS (Building Cost Information Service) benchmark rates and are for guidance only. BCIS rates are updated annually - verify current rates at bcis.co.uk before using for insurance purposes. Actual rebuild costs depend on site access, local labour costs, specification, demolition, VAT (20% applies to most rebuild work), professional fees (architect, surveyor), and planning/building regulations compliance. This estimate does NOT include contents, gardens, boundary walls, or outbuildings. A RICS-accredited Building Survey or rebuilding cost assessment is strongly recommended for accurate figures. Underinsurance is common; review your sum insured annually.