Pet Insurance Cost Estimator

Estimate your annual pet insurance premium for a dog or cat based on age and coverage level.

Pet insurance premiums vary widely by breed, zip code, policy limits, and insurer. These estimates are mid-range averages for mixed-breed pets in median-cost areas. Purebreds, exotic breeds, and high-cost cities can be significantly higher. Premiums increase with age at each renewal. A $250 annual deductible and 80% reimbursement are assumed. Get quotes from multiple insurers (Lemonade, Trupanion, Embrace, Figo) for your specific pet and location.