Term vs. Whole Life Insurance Calculator

See how much wealth you could build by buying term life and investing the premium difference.

$
$
%
yr

This comparison shows the potential investment value of the premium difference if invested in a low-cost index fund. It does not account for whole life cash value, dividends, loans against policy, or tax treatment differences. Term policies expire; whole life does not. Consult a licensed insurance adviser for personalized advice.