Insurance
Travel Insurance for Holiday Trips Abroad: What to Check in Canada
Essential checklist for Canadians buying travel insurance for international trips, covering medical coverage, exclusions, and provincial health insurance requirements.
Olivia Dubois
Author
Quebec-based bilingual insurance writer specialising in auto and property coverage, guiding readers through the provincial differences in deductibles, mandatory minimums, and no-fault rules.
- insurance
- auto-insurance
- home-insurance
- liability
Published articles
Insurance
Year-End Insurance Review in Canada: What to Update Before January
A comprehensive checklist for reviewing and updating your insurance coverage before the new year to ensure you stay protected and avoid gaps.
Insurance
How Car Insurance Works Across Canadian Provinces
Car insurance in Canada is provincially regulated, with coverage rules, mandatory minimums, and system structures varying significantly from one province to the next.
Insurance
Life and Health Insurance Benefits Totalled $157 Billion in Canada in 2025: What This Means for You
Canadian life and health insurers paid $157 billion in benefits in 2025, covering death benefits, disability income, critical illness claims, and group health coverage for millions of families.
Insurance
Ontario Auto Insurance Rate Cuts in Canada: Who Qualifies and How It Works
Ontario drivers are seeing selective auto insurance rate cuts approved by provincial regulators. Discover who qualifies and how rate filings affect your premium.
Insurance
Does Home Insurance Cover Nor'easter Storm Damage in Canada?
Learn which types of nor'easter damage your Canadian home insurance policy covers, what exclusions apply, and when you need additional protection.
Insurance
Does Home Insurance Cover Power Outage Damage in Canada?
Power outages can cause expensive damage to your home and belongings. Learn which types of power outage damage your Canadian home insurance covers and what typically requires additional protection.
Insurance
Fire Insurance Claims: When to Tell Your Home Insurance Provider in Canada
Learn when and how to notify your home insurance provider about a fire, what information to gather, and why prompt reporting protects your claim.
Insurance
Home Insurance Premiums Are Rising in Canada: What Are You Getting in Return?
Home insurance premiums across Canada have climbed sharply in recent years. Understanding what coverage you're actually paying for helps you assess whether you're getting fair value.
Insurance
Understanding the Blue Cross LTD Ruling and Its Impact on Disability Insurance Premiums in Canada
A recent court ruling against Blue Cross Life Insurance could reshape how insurers price long-term disability coverage across Canada, with potential implications for both group and individual premiums.
Insurance
What Nova Scotia Homeowners Need to Know About Wildfire Insurance Claims in Canada
Nova Scotia homeowners facing wildfire damage can file claims under standard home insurance policies. Learn what's covered, what documentation you need, and how to navigate the claims process after a wildfire.
Insurance
Disability Insurance in Canada: Group Benefits vs. Individual Policies
Compare group disability coverage through your employer with individual disability insurance policies to understand which option protects your income better.
Insurance
Term Life Insurance vs. Permanent Life Insurance in Canada
Compare term and permanent life insurance to find the right coverage for your family and financial goals in Canada.
Insurance
Travel Insurance for Canadians: What to Look For and What Provincial Health Covers in Canada
Learn what your provincial health plan covers when you travel and what gaps travel insurance fills for Canadians.
Insurance
Travel Insurance for Canadians Going South for the Winter in Canada
Snowbirds need private travel insurance because provincial health plans offer limited or no coverage outside Canada. Learn what to look for in extended-stay travel insurance.
Insurance
When to Review Your Insurance: 7 Major Life Events in Canada
Major life changes often mean your insurance needs have shifted. Learn which life events should trigger a coverage review and what to update.
Insurance
The Coinsurance Clause on Home Insurance in Canada: 5 Things to Know About Under-Insuring
Under-insuring your home triggers the coinsurance clause, which can slash your claim payout even for partial losses. Here's what every Canadian homeowner needs to know.
Insurance
Business Use of a Personal Vehicle in Canada: When Your Policy Stops Covering You
Using your personal car for business purposes can void your auto insurance coverage, leaving you exposed to claim denials and out-of-pocket costs.
Insurance
Errors and Omissions vs. Commercial General Liability for Freelancers in Canada
E&O insurance covers professional mistakes and advice, while CGL protects against bodily injury and property damage. Most Canadian freelancers need one or both depending on their work.
Insurance
Key Person Insurance in Canada: 7 Essential Facts About Covering the Loss of an Owner
Key person insurance protects Canadian businesses from the financial impact of losing a critical owner or executive. Learn what it covers, how it works, and whether your business needs it.
Insurance
How Much Life Insurance Do You Need to Replace Your Income in Canada
Learn how the calculator method helps you estimate the life insurance coverage needed to replace your income and protect your family's financial future in Canada.
Insurance
Mortgage Life Insurance Versus Term Life Insurance in Canada: Which Gives Better Value
Mortgage life insurance and term life insurance both protect your family if you pass away, but they work differently and offer different value. Term life usually provides more flexibility, lower premiums, and better coverage for your money.
Insurance
Condo Insurance in Canada: What Unit Owners Need Beyond the Building Policy
Your condo corporation's master policy covers the building structure, but not your personal belongings, improvements, or liability. Here's what coverage you need as a Canadian condo owner.
Insurance
Group Benefits at Work vs. Individual Life Insurance in Canada: Which Covers You Better?
Compare employer group life insurance and individual policies to understand which provides better protection for Canadian families.
Insurance
What 81% Claims Satisfaction Means for Car Insurance Shoppers in Canada
High claims satisfaction is encouraging, but Canadian drivers should still compare price, coverage, service, and provincial rules before renewing.
Insurance
What Kin Style Home and Auto Insurance Bundles Mean in Canada
Kin's U.S. auto insurance launch is not a Canadian product update, but the bundling idea is relevant for Canadian homeowners. Compare the total price, coverage wording, deductibles, and provincial rules before moving home and car insurance to one provider.
Insurance
Extended Health Insurance Enrollment Reaches Record High in Canada
Canadian extended health insurance enrollment has hit an all-time high, with over 2.3 million individuals enrolling in supplementary coverage plans in 2026, driven by rising healthcare costs and expanded employer benefits.
Insurance
How to Buy Flood Insurance in Canada Before Severe Weather Season
Overland water coverage protects Canadian homeowners from flood damage that standard home insurance excludes. Learn how to secure flood insurance before spring runoff and storm season begins.
Insurance
What Does Third Party Liability Insurance Cover in Canada
Third party liability insurance covers bodily injury and property damage you cause to others in a car accident, and it is mandatory in every Canadian province and territory.