Insurance
Back-to-School Insurance Checklist for College Students in the US
Essential insurance coverage items to review before your college student heads to campus, from health plans to renters policies.
Lisa Hartman
Author
Writes about US auto and renters coverage. Helps readers understand coverage gaps, deductibles, and how credit scores affect premiums across major carriers.
- insurance
- auto-insurance
- renters-insurance
- home-insurance
Published articles
Insurance
Pet Insurance in 2026: When It Is Worth the Monthly Premium in the US
Pet insurance can cost $30 to $100+ per month - learn when the coverage pays off and when you are better off self-insuring.
Insurance
How to Lower Your Car Insurance Premium Without Losing Coverage in the US
Practical steps to reduce your car insurance costs while keeping the protection you need.
Insurance
BOP vs. General Liability: What Small Businesses in the US Need
Understanding the difference between a Business Owners Policy and Commercial General Liability is crucial for protecting your US-based business.
Insurance
Pet Insurance in the US: When It Is Worth the Monthly Premium in 2026
Learn when pet insurance makes financial sense for US pet owners and how to evaluate coverage options against out-of-pocket veterinary costs.
Insurance
How to Lower Your Car Insurance Premium in the US Without Losing Coverage
Learn how to safely reduce your auto insurance premiums in the US by adjusting deductibles and claiming discounts without sacrificing essential coverage.
Insurance
What Flood Insurance Covers in the US and Why Your Home Policy May Not
Standard homeowners insurance excludes flood damage. Learn what federal flood insurance covers and why you need separate protection.
Insurance
Louisiana Homeowners Face Insurance Crisis as 2026 Hurricane Season Begins in the US
Thousands of Louisiana homeowners remain unable to find affordable coverage as the 2026 Atlantic hurricane season gets underway, with the state's insurance market still recovering from years of catastrophic losses and carrier withdrawals.
Insurance
Flood Insurance Gaps Homeowners Discover During Hurricane Season in the US
Many homeowners find out too late that standard home insurance does not cover flood damage. Use a flood insurance estimate to see where your hurricane-season protection may be thin.
Insurance
Hurricane Season 2026 Insurance Review in the US: Is Your Home Coverage Ready?
Review your homeowners insurance before a storm is named. Wind, flood, deductibles, temporary housing, and claim documentation all need separate attention.
Insurance
Can You Get Flood Insurance Before a Storm in the US? What Houston Homeowners Should Know
Houston homeowners can usually buy flood insurance before a storm, but coverage rarely starts right away. The standard NFIP waiting period is usually 30 days, so buying during hurricane season may not protect against an imminent storm.
Insurance
Summer Travel Insurance for Trips Abroad: What US Citizens Need
US citizens traveling abroad should check medical, evacuation, cancellation, baggage, and rental car coverage before buying a summer travel insurance policy.
Insurance
Medicare and Marketplace Open Enrollment Dates in the US for 2026
Get the official 2026 Medicare and ACA Marketplace open enrollment dates in the US to secure your health insurance on time.
Insurance
Flood Insurance During Hurricane Season in the US: What North Carolina Residents Should Know
Hurricane season brings heightened flood risk to North Carolina. Learn why standard homeowners insurance won't cover flood damage and how to protect your property.
Insurance
Florida Homeowners Drop Coverage as Hurricane Insurance Costs Rise in the US
Rising hurricane insurance premiums and reduced coverage options are forcing thousands of Florida homeowners to drop or reduce their policies, leaving properties underinsured as climate risk intensifies.
Insurance
Should You Buy Flood Insurance Before Hurricane Season in Texas?
Texas officials urge homeowners to purchase flood insurance ahead of hurricane season due to the 30-day waiting period that could leave properties unprotected.
Insurance
Is Gap Insurance Worth It in the US?
Gap insurance covers the difference between what you owe on your car and its actual cash value if totaled. Learn when it's worth buying and when to skip it.
Insurance
How to Buy Flood Insurance Before Hurricane Season in Houston
Houston homeowners face a critical 30-day waiting period for flood coverage. Learn how to secure protection before the next storm hits.
Insurance
How to Choose Between ACA Marketplace and Employer Health Insurance
Learn the key steps to compare ACA marketplace plans with employer-sponsored coverage and make the right health insurance choice for your situation.