Insurance
8 Major Life Events When You Must Review Your Insurance in the UK
Marriage, a new baby, buying a home, or retirement can all change your insurance needs. Learn which life events should trigger a policy review and what cover to update.
Thomas Baker
Author
Writes about UK motor, commercial, and travel insurance, translating policy wordings and pricing factors into plain English for everyday readers.
- insurance
- motor-insurance
- commercial-insurance
- travel-insurance
Published articles
Insurance
Gap Insurance for UK Car Buyers: Is It Worth It?
Gap insurance covers the difference between your car's market value and what you owe or paid for it. Learn when this cover makes sense and when you can skip it.
Insurance
How to Make a Successful Home Insurance Claim in the UK
Learn the essential steps and best practices for submitting a home insurance claim in the UK, from initial notification to settlement.
Insurance
How the FCA Regulates Insurance in the UK
The Financial Conduct Authority oversees UK insurance firms to protect consumers, ensure fair treatment, and maintain market integrity through conduct rules and prudential oversight.
Insurance
How to Lower Your Car Insurance Premium at Renewal in the UK
Discover proven strategies to reduce your motor insurance costs when your policy comes up for renewal in the United Kingdom.
Insurance
Contents Insurance for Tenants in the UK: What You Need to Know
Learn why tenants need contents insurance, what it covers, and how to estimate the right level of protection for your belongings.
Insurance
Critical Illness Cover in the UK: What Conditions Are Covered and What to Look For
A concise guide to understanding which critical illnesses are typically covered by UK policies and the key factors to consider when choosing your cover.
Insurance
Home and Contents Insurance in the UK: What Is and Is Not Covered
Buildings and contents insurance protect different parts of your home. Learn what each policy covers, common exclusions, and which combination fits your situation.
Insurance
Lifetime vs. Per-Condition Pet Insurance Explained for the UK
Learn the critical differences between lifetime and per-condition pet insurance policies in the UK, and which type of cover best protects your pet and your finances.
Insurance
Home Insurance Premiums Fall 9% in the UK, with London and Scotland Seeing Sharpest Drops
Home insurance premiums in the UK have dropped 9% year-on-year, with London and Scotland experiencing the sharpest falls, bringing relief to households after years of price rises.
Insurance
What the UK's Record £8 Billion Protection Claims Payout Means
UK protection insurers paid a record £8.002 billion in combined individual and group claims in 2024. The figure shows why life insurance, critical illness cover and income protection can matter, but it does not mean every policy or claim will pay out.
Insurance
Car Insurance Premiums Continue to Fall in the UK with 13% Annual Drop
UK motorists are seeing significant relief as car insurance premiums drop 13% year-on-year, marking the steepest decline in over a decade.
Insurance
Flood Season Alert: Why UK Homeowners Should Consider Flood Insurance
With flood season approaching, UK homeowners should review their insurance cover to ensure they are protected against the rising risk of property damage from flooding.
Insurance
UK Homeowners Drop Coverage as Flood Insurance Costs Rise
Rising flood insurance premiums are pushing some UK homeowners to drop buildings and contents cover, leaving properties vulnerable to flood damage.
Insurance
Why UK Homeowners Should Review Flood Insurance Before Winter Flood Season
With flood risk rising across the UK, homeowners are being reminded to check their cover before the winter flood season begins.
Insurance
Flood Insurance Changes in the UK as Flood Season Approaches
UK homeowners face potential changes to flood insurance as the autumn flood season nears, with evolving Flood Re provisions and rising premiums in high-risk areas.
Insurance
Is Contents Insurance Mandatory in the UK?
Contents insurance is not a legal requirement in the UK, but landlords and leaseholders may face contractual obligations to arrange it.
Insurance
Storm Season Preparation: Your Home Insurance Coverage Review Checklist
Review your buildings and contents insurance before severe weather strikes to ensure you have the protection you need when storms and flooding hit.