Articles about flood under Insurance.
Flood insurance can protect your home and belongings from costly water damage, but whether it's worth the premium depends on your property's flood risk, your assets, and your financial capacity to absorb a loss.
Australia's flood insurance crisis is leaving thousands of homeowners without affordable cover or facing withdrawal of policies altogether, as insurers retreat from high-risk areas.
The Australian Reinsurance Pool Corporation's quarterly data reveals $950 million in cyclone claims paid through the reinsurance pool as of 31 July 2026, supporting insurers and maintaining cover availability across northern Australia.
Flood-risk ratings drive home insurance premiums, but their accuracy varies across models, data sources and update cycles, leaving some homeowners paying more than their real exposure warrants.
New artificial intelligence technology that accurately measures floor heights above flood levels could reduce flood insurance premiums by up to 50% for thousands of Australian homes previously classified as high-risk.
Many Australian homeowners underestimate their exposure to flood and cyclone damage. Identifying coverage gaps before disaster strikes can save you from devastating out-of-pocket costs.
The Australian Reinsurance Pool Corporation releases data on cyclone pool claims and participating insurers, showing the scheme's impact on Northern Australia insurance availability.
Flood insurance is becoming unaffordable or unavailable for some Australian homes, especially in high-risk river, coastal and low-lying areas. Here is what uninsurable really means, why it happens and what households can check before buying or renewing cover.
Flood cover is not always included automatically in home insurance. Check the PDS, flood definition, exclusions, waiting periods and sum insured before you rely on a policy.
Flood risk can make home insurance hard to afford, especially when premiums rise after repeated disasters. Here is why it happens and what Australian households can check before renewing or cancelling cover.
As severe weather events intensify across Australia, many homeowners remain dangerously underinsured for flood damage.
Flood cover is often optional in Australian home insurance. Here's what to consider before cyclone and flood season.
Australian homeowners in high-risk areas face critical decisions about flood cover as cyclone and wet season approach.
Australian authorities recommend reviewing flood cover before severe weather season, but many standard home policies exclude or limit flood damage. Here's what you need to know.
Australian homeowners face evolving flood cover rules and premium pressures as the next storm season nears, making policy review more critical than ever.
Flood cover is not automatic in Australian home insurance policies. Understand what is covered, why it matters, and how to protect your property.
Storm and cyclone season brings significant flood risk to many Australian homes. Learn how to secure proper flood cover before the wet season arrives.
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