Articles about home under Insurance.
Florida homeowners can buy insurance during hurricane season, but coverage availability depends on whether a named storm is approaching and the type of policy you need.
Claims about a mandatory $1,000 hurricane tax on Florida homeowners insurance have circulated widely. We fact-check the proposal and explain what it actually means for policyholders.
Learn what severe weather damage your homeowners insurance covers and how to file a successful claim after a storm, hurricane, or hail event.
California homeowners face historic insurance cost increases as carriers respond to escalating wildfire exposure and catastrophic loss patterns across the state.
Understanding what your homeowner's insurance covers when trick-or-treaters visit your property during Halloween, from liability claims to property damage.
Soaring premiums and insurer exits are forcing thousands of Florida homeowners to drop coverage or turn to the state's last-resort insurer as hurricane risk reshapes the market.
Hurricane season brings storm risks and costly coverage misconceptions. Learn which common homeowners insurance myths about hurricane and flood protection could leave you financially exposed.
Learn about critical hurricane insurance coverage gaps that leave homeowners and businesses exposed, and how to protect your property from storm-related financial losses.
Learn how to calculate the right amount of homeowners insurance coverage for your dwelling, personal property, and liability needs based on replacement cost and risk factors.
Prepare your home for winter and close critical insurance coverage gaps before the first freeze hits.
August marks peak hurricane season in the US. Use this checklist to verify your home insurance coverage is ready before the next storm.
Standard homeowners and renters policies cap coverage for jewelry, art, and collectibles. Learn how scheduled personal property endorsements and appraisals protect your valuables.
The coinsurance clause can reduce your home insurance payout if you under-insure. Learn how it works and how to avoid claim penalties.
Understanding the difference between actual cash value and replacement cost coverage can save you thousands when filing a homeowners insurance claim.
California homeowners face serious wildfire coverage gaps as insurers retreat. State programs offer limited help, but costs are rising and options are shrinking.
Hurricane season 2026 is here. Use this checklist to review your homeowners and flood coverage before a storm hits your area.
Thousands of Louisiana homeowners remain unable to find affordable coverage as the 2026 Atlantic hurricane season gets underway, with the state's insurance market still recovering from years of catastrophic losses and carrier withdrawals.
Cutting homeowners insurance before hurricane season can create serious financial risk. Review limits, deductibles, exclusions, and flood coverage before reducing protection.
Review your homeowners insurance before a storm is named. Wind, flood, deductibles, temporary housing, and claim documentation all need separate attention.
A quiet hurricane forecast is not a reason for Florida homeowners to wait. Use this checklist to review coverage, document property, and prepare before a storm is named.
Florida homeowners should check Citizens eligibility, flood insurance requirements, and policy renewal notices before peak storm risk. The biggest 2026 change affects many Citizens policyholders with homes insured for $400,000 or more.
Cutting homeowners insurance before hurricane season can create expensive gaps. Review deductibles, dwelling limits, wind coverage, and flood insurance before reducing protection.
Standard homeowners and renters policies leave major gaps for home-based businesses and remote workers, from business property to professional liability.
Below-average 2026 hurricane predictions are unlikely to immediately reduce Florida home insurance premiums due to market conditions, prior losses, and regulatory lag.
Rising hurricane insurance premiums and reduced coverage options are forcing thousands of Florida homeowners to drop or reduce their policies, leaving properties underinsured as climate risk intensifies.
Learn how to properly insure expensive jewelry, art, and collectibles with specialized homeowners insurance riders that go beyond standard policy limits.
Learn how choosing the right deductible can lower your homeowners insurance premium while maintaining adequate financial protection for your property.
Hurricane season starts June 1, 2027. Review your homeowners and flood insurance now to ensure you have adequate protection before the first storm hits.
A plain-English guide to what a standard US homeowners policy covers, the gaps it leaves, and the extra coverage you may need for floods and earthquakes.
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