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Writes about Australian life and private health insurance. Compares benefit-period options, waiting periods, and hospital-versus-extras cover so readers can make sense of their PHI statement.
Examining why flood insurance remains unaffordable for many Australian homeowners nearly two years after devastating floods, and what options exist for those facing coverage gaps.
Christmas is peak travel season for Australians heading overseas or interstate. Here's what you need in your travel insurance to protect your holiday investment and stay covered abroad.
Australians are withdrawing superannuation on compassionate grounds at record levels, but the ATO warns these early withdrawals carry significant tax and insurance consequences that many overlook.
Understanding the difference between sum insured and total replacement cover can save you thousands when you need to claim on your home or contents insurance.
Learn how to assess your needs, compare policies, and choose the right term life insurance cover for your family in Australia.
Discover whether life insurance set up by a foster parent is worth maintaining, what it likely covers, and how to decide if it still meets your needs.
Recent regulatory action and market corrections have triggered mass insurance refunds across car, home, and life cover. Here's what's driving the payouts and how to check if you're owed money.
The Australian Cyclone Reinsurance Pool helps keep home insurance accessible and affordable in cyclone-prone regions by sharing catastrophic risk across the industry.
Flood insurance waiting periods prevent claims for up to 72 hours after purchase, leaving homeowners who buy cover when floods loom without protection.
Australia's flood insurance crisis is leaving thousands of homeowners without affordable cover or facing withdrawal of policies altogether, as insurers retreat from high-risk areas.
The Australian Cyclone Reinsurance Pool has delivered premium cuts in high-risk northern regions, but ongoing affordability challenges mean many households still struggle with insurance costs.
The Australian Reinsurance Pool Corporation's quarterly data reveals $950 million in cyclone claims paid through the reinsurance pool as of 31 July 2026, supporting insurers and maintaining cover availability across northern Australia.
The ACCC has found that Australia's cyclone reinsurance pool has successfully reduced home insurance premiums in high-risk areas across northern Australia.
Learn to recognise the most common insurance scams targeting Australians and discover practical steps to protect your car, home, life and health cover from fraudsters.
Australian car insurance policies typically require you to notify your insurer as soon as reasonably possible after an incident, with most insurers setting practical deadlines of 30 to 90 days for filing a formal claim.
Home insurance costs have skyrocketed across Australia, with some owners facing premiums exceeding $70,000 annually. Climate risk, natural disasters, and rising rebuild costs are driving unprecedented increases.
Academic-insurance partnerships combine research expertise with industry resources to strengthen community preparedness and reduce cyclone losses across Australia's vulnerable regions.
Soaring premiums and insurer withdrawal are leaving thousands of homeowners in cyclone-prone regions uninsured as severe weather season approaches.
A practical checklist to verify your home and contents insurance is adequate before bushfire season arrives.
The Australian Reinsurance Pool Corporation's cyclone pool helps homeowners in storm-prone areas maintain affordable home insurance by spreading catastrophic cyclone risk across the market.
Understand what renters contents insurance covers in Australia, how it works, and why tenants should consider protecting their belongings.
A step-by-step checklist to reduce your car insurance costs in Australia, from increasing your excess to building your no-claim discount.
A practical checklist to help Australian homeowners prepare for storm and hail damage claims during spring, including documentation tips and policy review guidance.
Compare term life, whole of life, and trauma cover to find the right protection for your Australian family's needs and budget.
Compare three approaches to lodging a home insurance claim in Australia, from handling it yourself to hiring a professional assessor.
Learn how landlord insurance protects Australian investment property owners from risks standard home insurance does not cover.
Many Australians have total and permanent disability (TPD) cover through their superannuation without realising it. Here's what you need to know about your default insurance and whether it actually protects you.
Pet insurance can protect you from unexpected veterinary bills, but it is not the right choice for every pet owner. Here is when the monthly premium makes financial sense in Australia.
Learn how to review your private health insurance extras cover, maximize unused benefits, and compare policies before your benefit year resets.
Comparing the value of life insurance held within your superannuation fund versus a standalone policy, covering costs, tax treatment, and access to benefits.
Learn how Australia's no-claim discount system rewards claim-free drivers with lower premiums and what causes you to lose your rating.
Understand the difference between income protection insurance and income replacement cover, and discover which product protects your income when you cannot work.
Learn how to calculate the right amount of income protection insurance using the salary replacement formula to safeguard your financial security.
Learn how to estimate the right landlord insurance cover for your rental property, including building protection, contents cover, and loss of rent insurance.
Learn how to determine the right monthly benefit amount for income protection insurance to cover your essential expenses if you can't work.
Gap cover helps reduce the difference between what Medicare and your health fund pay and what doctors actually charge, cutting your out-of-pocket hospital expenses.
Discover practical strategies to reduce your car insurance costs in Australia, from adjusting your excess to building your no-claim discount.
Many Australians have TPD insurance through their superannuation without knowing it. Learn how to check if you're covered, understand what your policy includes, and ensure your protection is adequate.
Home insurance premiums can rise sharply because insurers price risk by location, not only by whether a home is inside an official flood zone. Here is what postcode pricing means and what Australian customers can check before renewing.
Home insurance has become much more expensive across Australia. Here is what the 51% rise means for households and what to check before renewing.
Reducing home insurance before storm, cyclone or flood season can leave Australian homeowners exposed to large repair bills. Review your cover instead of cutting it blindly.
Australian authorities recommend reviewing flood cover before severe weather season, but many standard home policies exclude or limit flood damage. Here's what you need to know.
Storm and cyclone season brings significant flood risk to many Australian homes. Learn how to secure proper flood cover before the wet season arrives.
Understanding excess is crucial for managing insurance costs and claims. Learn how excess applies to your home and car policies, when you pay it, and how to choose the right amount.
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