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Australian insurance writer covering car, home, and income-protection products, explaining product features and the general-advice boundary that applies to consumer comparisons.
With cyclone season starting November 1, now is the time to check your home and contents insurance covers storm damage, flood, and cyclone-related losses.
Maximize your private health insurance extras by comparing cover and using remaining benefits before annual limits reset.
Understanding the scope and limits of home and contents insurance helps Australian homeowners and renters protect their property and avoid coverage gaps.
CTP insurance is mandatory across Australia but varies significantly by state and territory. Compare coverage, costs, and compensation schemes to understand what protection you have.
Learn what landlord insurance covers for Australian investment properties, how it differs from standard home insurance, and what protection you need as a property investor.
The cheapest travel insurance policy may not cover what matters most. Learn which features protect you when things go wrong overseas and how to compare policies properly.
Making an insurance claim in Australia almost always increases your premium at renewal, but the impact varies by cover type, claim size, and insurer policy.
Learn the key differences between professional indemnity and public liability cover, and which protection your sole trader business needs.
Learn how to declare high-value possessions, understand coverage limits, and ensure your jewellery, art, and electronics are properly valued and protected on your Australian contents policy.
Compare joint and single life insurance policies to find the right cover structure for your partnership and financial goals.
Understanding what terminal illness benefit covers in your Australian life insurance policy and how to access it when you need it most.
Understand the difference between hospital and extras cover in Australia's private health insurance system and choose the right option for your needs.
Understand what Australian travel insurance actually covers, how excess works, and when paying a higher excess can save you money on your next trip.
Learn how to calculate the right landlord insurance cover for your Australian investment property, from building replacement value to liability limits.
Learn how trip duration, destination, age, and cover level affect travel insurance premiums in Australia, and use our calculator to estimate costs for your next journey.
Understand the key factors that determine pet insurance premiums for dogs and cats in Australia, from breed and age to cover type and location.
Term life and trauma insurance serve different purposes in Australia. Learn which type of cover protects you best for your situation and whether you need both.
Compare the benefits of relying on Medicare alone versus adding private health insurance, with analysis of costs, coverage, and waiting times for Australian residents.
Income protection and TPD insurance serve different purposes in your superannuation. Learn which cover suits your situation and how much you need.
Trauma insurance pays a tax-free lump sum when you're diagnosed with a serious illness listed in your policy, helping cover medical costs and lost income during recovery.
Money Magazine's Life Insurance Awards recognise Australia's top direct life insurers based on value, service, and claims experience. Here's what the Direct Life Insurer of the Year category means for Australian consumers.
Australian home insurance premiums are surging, with loyal customers often paying more than new customers for the same cover.
Extreme home insurance quotes usually point to flood, cyclone, bushfire or underinsurance risk. Before cancelling cover, check the assumptions behind the quote and what action your council, insurer and state schemes may affect.
Flood insurance is becoming unaffordable or unavailable for some Australian homes, especially in high-risk river, coastal and low-lying areas. Here is what uninsurable really means, why it happens and what households can check before buying or renewing cover.
Flood cover is not always included automatically in home insurance. Check the PDS, flood definition, exclusions, waiting periods and sum insured before you rely on a policy.
Australian homeowners are seeing higher home insurance premiums because repair costs, extreme weather risk and reinsurance costs are still flowing through renewals. Before cutting cover, check your sum insured, exclusions, excess and competing quotes.
Flood risk can make home insurance hard to afford, especially when premiums rise after repeated disasters. Here is why it happens and what Australian households can check before renewing or cancelling cover.
As severe weather events intensify across Australia, many homeowners remain dangerously underinsured for flood damage.
Quieter cyclone season predictions rarely translate to immediate premium reductions, as insurers price risk using long-term models, historical claims data, and reinsurance costs rather than short-term forecasts.
Australian homeowners in high-risk areas face critical decisions about flood cover as cyclone and wet season approach.
Third party property insurance covers damage your car causes to other people's vehicles and property, but not your own car.
Australian home insurance premiums typically range from A$800 to A$2,500 annually depending on location, cover type, and sum insured.
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