Insurance
Summer Storm and Flood Preparation Checklist: Checking Your Coverage in Australia
A practical checklist to review your home and contents insurance before summer storm season hits, ensuring you have the flood cover and protection you need.
Noah Campbell
Author
Australian insurance writer covering car, home, and income-protection products, explaining product features and the general-advice boundary that applies to consumer comparisons.
- insurance
- car-insurance
- home-insurance
- income-protection
Published articles
Insurance
Cyclone Season Insurance Checklist for Australian Homeowners
The Australian cyclone season begins November 1. Use this checklist to review your home, contents, and flood cover before the first storm arrives.
Insurance
Year-End Insurance Review Checklist for Australia
A practical checklist of insurance policies and coverage details to review before January, ensuring your protection stays current with your needs.
Insurance
Mental Health Claims in Australian Life Insurance: TAL Data Shows the Defining Challenge
TAL data confirms mental health conditions now drive the majority of life insurance claims in Australia, reshaping how insurers assess risk and price cover.
Insurance
The Home Insurance Crisis Facing Australia in 2026: Climate Change Impacts
Australian homeowners confront soaring premiums and insurer withdrawals as climate-driven disasters reshape the home insurance market, leaving thousands in high-risk areas struggling to secure affordable cover.
Insurance
Does Your Insurance Cover Hail Damage? What Australian Homeowners and Drivers Need to Know
Hail damage can cost thousands in repairs. Learn which insurance policies cover hail damage to your home and car in Australia, what's excluded, and how to claim.
Insurance
Home Insurance Premiums Spike by $700 in Northern Australia
Home insurance premiums in North Queensland have jumped by an average of $700 annually, driven by cyclone risk and rising reinsurance costs.
Insurance
How the Cyclone Reinsurance Pool Affects Home Insurance Premiums in Australia
The Australian Government's Cyclone Reinsurance Pool aims to reduce insurance costs in cyclone-prone regions. Learn how this scheme works and whether it lowers premiums in high-risk areas.
Insurance
Understanding Rising Home Insurance Premiums in Australia
Australian homeowners face steep increases in home insurance premiums driven by climate-related disasters, reinsurance costs, and regional risk factors.
Insurance
Cyclone Alfred: Is It Too Late to Get Home Insurance in Australia?
If Cyclone Alfred is bearing down on your area and you don't have home insurance, you've likely missed the window to get new cover or make changes to existing policies.
Insurance
Understanding Australia's Home Insurance Crisis Driven by Floods and Fires
Natural disasters are reshaping Australia's home insurance landscape, driving premiums up and forcing insurers to withdraw from high-risk regions.
Insurance
Understanding the Home Insurance Affordability Crisis in Australia
Premium increases of up to 50% in high-risk areas are forcing many Australian homeowners to consider dropping their cover, creating a potential underinsurance crisis.
Insurance
How AI Floor Elevation Technology Could Cut Flood Insurance Costs in Australia
New artificial intelligence technology that accurately measures floor heights above flood levels could reduce flood insurance premiums by up to 50% for thousands of Australian homes previously classified as high-risk.
Insurance
Landlord Insurance Checklist Before Spring Rental Season in Australia
Essential steps to review and prepare your landlord insurance before the busy spring rental season in Australia.
Insurance
Understanding Home and Contents Insurance Coverage in Australia
Learn what your home and contents insurance covers and how to avoid gaps that could leave you underinsured when you need it most.
Insurance
7 Essential Facts About How CTP Insurance Works in Australia
Compulsory Third Party insurance is mandatory for every registered vehicle in Australia. Here's what you need to know about CTP cover, costs, and state differences.
Insurance
How to Choose the Right Income Protection Insurance Policy in Australia
Compare income protection insurance options in Australia to find the right policy for your needs, covering waiting periods, benefit periods, and whether to hold cover inside or outside super.
Insurance
Travel Insurance for Spring and Summer Holidays: An Australian Guide
Spring and summer are peak travel seasons for Australians heading overseas. Here's what you need to know about travel insurance to protect your holiday investment and your health.
Insurance
Reviewing Your Car Insurance Policy for Longer Spring Drives in Australia
Spring road trips mean more kilometres and different driving patterns. Check your Australian car insurance policy now to ensure your coverage matches your seasonal plans.
Insurance
Preparing for Cyclone Season in Australia: Your Home Insurance Checklist
The Australian cyclone season begins November 1. Review your home and contents cover now to ensure you are protected against storm damage, flooding, and property loss.
Insurance
How a Claim Affects Your Australian Insurance Premium at Renewal
Making an insurance claim in Australia almost always increases your premium at renewal, but the impact varies by cover type, claim size, and insurer policy.
Insurance
Professional Indemnity vs Public Liability Insurance for Australian Sole Traders
Learn the key differences between professional indemnity and public liability cover, and which protection your sole trader business needs.
Insurance
How to Manage Specified Items on Contents Insurance in Australia
Learn how to declare high-value possessions, understand coverage limits, and ensure your jewellery, art, and electronics are properly valued and protected on your Australian contents policy.
Insurance
Joint Life Cover vs Single Life Cover for Couples in Australia
Compare joint and single life insurance policies to find the right cover structure for your partnership and financial goals.
Insurance
Terminal Illness Benefit in Australian Life Cover: What It Already Includes
Understanding what terminal illness benefit covers in your Australian life insurance policy and how to access it when you need it most.
Insurance
Hospital vs. Extras Cover: Private Health Insurance in Australia Explained
Understand the difference between hospital and extras cover in Australia's private health insurance system and choose the right option for your needs.
Insurance
Travel Insurance in Australia: What It Covers and When the Excess Is Worth Paying
Understand what Australian travel insurance actually covers, how excess works, and when paying a higher excess can save you money on your next trip.
Insurance
How to Calculate Landlord Insurance Cover for Investment Properties in Australia
Learn how to calculate the right landlord insurance cover for your Australian investment property, from building replacement value to liability limits.
Insurance
How to Estimate Travel Insurance Costs in Australia: A Guide by Trip Type
Learn how trip duration, destination, age, and cover level affect travel insurance premiums in Australia, and use our calculator to estimate costs for your next journey.
Insurance
Pet Insurance Cost in Australia: What Affects Your Annual Premium
Understand the key factors that determine pet insurance premiums for dogs and cats in Australia, from breed and age to cover type and location.
Insurance
Term Life vs Trauma Insurance in Australia: Which Covers You Better
Term life and trauma insurance serve different purposes in Australia. Learn which type of cover protects you best for your situation and whether you need both.
Insurance
Private Health Insurance vs Medicare Alone in Australia: Which Should You Choose?
Compare the benefits of relying on Medicare alone versus adding private health insurance, with analysis of costs, coverage, and waiting times for Australian residents.
Insurance
Income Protection vs TPD Insurance in Australia: Which Do You Need?
Income protection and TPD insurance serve different purposes in your superannuation. Learn which cover suits your situation and how much you need.
Insurance
Money Magazine Life Insurance Awards in Australia: What Direct Life Insurer of the Year Means
Money Magazine's Life Insurance Awards recognise Australia's top direct life insurers based on value, service, and claims experience. Here's what the Direct Life Insurer of the Year category means for Australian consumers.
Insurance
Home Insurance Loyalty Penalty in Australia: Why Long-Term Customers Pay More
Australian home insurance premiums are surging, with loyal customers often paying more than new customers for the same cover.
Insurance
Why a Home Insurance Quote Can Hit A$60,000 in Australia
Extreme home insurance quotes usually point to flood, cyclone, bushfire or underinsurance risk. Before cancelling cover, check the assumptions behind the quote and what action your council, insurer and state schemes may affect.
Insurance
Why Some Homes Are Becoming Uninsurable for Flood in Australia
Flood insurance is becoming unaffordable or unavailable for some Australian homes, especially in high-risk river, coastal and low-lying areas. Here is what uninsurable really means, why it happens and what households can check before buying or renewing cover.
Insurance
Flood Cover and Home Insurance in Australia: What You Need to Know
Flood cover is not always included automatically in home insurance. Check the PDS, flood definition, exclusions, waiting periods and sum insured before you rely on a policy.
Insurance
Why Home Insurance Premiums Are Rising in Australia
Australian homeowners are seeing higher home insurance premiums because repair costs, extreme weather risk and reinsurance costs are still flowing through renewals. Before cutting cover, check your sum insured, exclusions, excess and competing quotes.
Insurance
Why Home Insurance Can Become Unaffordable for Flood Victims in Australia
Flood risk can make home insurance hard to afford, especially when premiums rise after repeated disasters. Here is why it happens and what Australian households can check before renewing or cancelling cover.
Insurance
Flood Insurance in Australia: Why Storm Season Makes Cover Critical
As severe weather events intensify across Australia, many homeowners remain dangerously underinsured for flood damage.
Insurance
Will Below-Average Cyclone Forecasts Lower Home Insurance Premiums in Australia?
Quieter cyclone season predictions rarely translate to immediate premium reductions, as insurers price risk using long-term models, historical claims data, and reinsurance costs rather than short-term forecasts.
Insurance
Weighing the Risks of Flood Insurance as Cyclone Season Nears in Australia
Australian homeowners in high-risk areas face critical decisions about flood cover as cyclone and wet season approach.
Insurance
What Is Third Party Property Insurance in Australia
Third party property insurance covers damage your car causes to other people's vehicles and property, but not your own car.
Insurance
Average Cost of Home Insurance in Australia
Australian home insurance premiums typically range from A$800 to A$2,500 annually depending on location, cover type, and sum insured.