Articles about home under Insurance.
Australian homeowners confront soaring premiums and insurer withdrawals as climate-driven disasters reshape the home insurance market, leaving thousands in high-risk areas struggling to secure affordable cover.
Rising premiums are pushing Australian households to drop home insurance, creating an underinsurance crisis. The ACCC has proposed solutions to improve affordability and competition.
Hail damage can cost thousands in repairs. Learn which insurance policies cover hail damage to your home and car in Australia, what's excluded, and how to claim.
Home insurance premiums in North Queensland have jumped by an average of $700 annually, driven by cyclone risk and rising reinsurance costs.
The Australian Government's Cyclone Reinsurance Pool aims to reduce insurance costs in cyclone-prone regions. Learn how this scheme works and whether it lowers premiums in high-risk areas.
When my home insurance renewal hit $7000, I took seven practical steps to bring it down. Here's exactly what worked and what didn't.
Home insurance premiums across Australia have surged dramatically, with some homeowners facing triple-digit increases or outright coverage refusal from insurers.
The Australian Cyclone Reinsurance Pool has delivered premium cuts in high-risk northern regions, but ongoing affordability challenges mean many households still struggle with insurance costs.
Northern Western Australia faces the nation's highest home insurance premiums, driven by cyclone risk, flood exposure, and remote building costs. Understand the factors behind the premium gap and what it means for homeowners.
Australian homeowners face steep increases in home insurance premiums driven by climate-related disasters, reinsurance costs, and regional risk factors.
Northern Territory residents face some of Australia's steepest home insurance premium increases, driven by cyclone exposure, climate risk, and a shrinking insurer market.
If Cyclone Alfred is bearing down on your area and you don't have home insurance, you've likely missed the window to get new cover or make changes to existing policies.
The ACCC has found that Australia's cyclone reinsurance pool has successfully reduced home insurance premiums in high-risk areas across northern Australia.
Natural disasters are reshaping Australia's home insurance landscape, driving premiums up and forcing insurers to withdraw from high-risk regions.
Premium increases of up to 50% in high-risk areas are forcing many Australian homeowners to consider dropping their cover, creating a potential underinsurance crisis.
Home insurance costs have skyrocketed across Australia, with some owners facing premiums exceeding $70,000 annually. Climate risk, natural disasters, and rising rebuild costs are driving unprecedented increases.
Home insurance premiums in Australia have surged 51% over five years, driven by climate risk, rising building costs, and reinsurance pressures. Understand what's behind the increase and how to manage your cover.
Soaring premiums and insurer withdrawal are leaving thousands of homeowners in cyclone-prone regions uninsured as severe weather season approaches.
Pilbara residents face some of Australia's highest cyclone risks yet have among the lowest home insurance uptake rates. Affordability barriers and market withdrawal drive the gap.
A practical checklist to verify your home and contents insurance is adequate before bushfire season arrives.
The Australian Reinsurance Pool Corporation's cyclone pool helps homeowners in storm-prone areas maintain affordable home insurance by spreading catastrophic cyclone risk across the market.
A practical checklist to help Australian homeowners prepare for storm and hail damage claims during spring, including documentation tips and policy review guidance.
Learn what your home and contents insurance covers and how to avoid gaps that could leave you underinsured when you need it most.
Learn how landlord insurance protects Australian investment property owners from risks standard home insurance does not cover.
The Australian cyclone season begins November 1. Review your home and contents cover now to ensure you are protected against storm damage, flooding, and property loss.
Learn why Australian insurers can reduce your home claim payout when you are underinsured, and how to check whether your sum insured matches your rebuild cost.
Learn how to estimate the right landlord insurance cover for your rental property, including building protection, contents cover, and loss of rent insurance.
Understanding what your home and contents policies cover can save you from unpleasant surprises when you need to claim.
Accidental damage is now the most common home insurance claim type in South Australia, accounting for a significant portion of payouts. Understanding what counts as accidental damage and whether your policy covers it can save you thousands.
Australian home insurance premiums are surging, with loyal customers often paying more than new customers for the same cover.
Northern Territory homeowners face ongoing home insurance premium rises driven by escalating natural disaster risks, reinsurance costs, and climate-related claims.
Around 1.6 million Australian households are under home insurance affordability stress. Here is what that figure means, and what to check before reducing cover.
Home insurance premiums can rise sharply because insurers price risk by location, not only by whether a home is inside an official flood zone. Here is what postcode pricing means and what Australian customers can check before renewing.
A huge home insurance premium should be queried, not accepted automatically. Check the details, compare cover, and escalate if the insurer cannot explain the price.
Extreme home insurance quotes usually point to flood, cyclone, bushfire or underinsurance risk. Before cancelling cover, check the assumptions behind the quote and what action your council, insurer and state schemes may affect.
A very high home insurance quote is usually a signal of risk pricing, not a normal market benchmark. Here is what Brisbane homeowners should check before accepting, reducing, or challenging a premium.
Australian homeowners are seeing higher home insurance premiums because repair costs, extreme weather risk and reinsurance costs are still flowing through renewals. Before cutting cover, check your sum insured, exclusions, excess and competing quotes.
Climate risk is making home insurance more expensive and harder to obtain in parts of Australia. Here is what the crisis means for homeowners and renters.
Home insurance has become much more expensive across Australia. Here is what the 51% rise means for households and what to check before renewing.
Premium increases of up to 50% in flood and bushfire zones are driving Australians to drop home insurance cover, raising concerns about underinsurance and financial vulnerability.
Reducing home insurance before storm, cyclone or flood season can leave Australian homeowners exposed to large repair bills. Review your cover instead of cutting it blindly.
Quieter cyclone season predictions rarely translate to immediate premium reductions, as insurers price risk using long-term models, historical claims data, and reinsurance costs rather than short-term forecasts.
Rising premiums in cyclone and flood-prone areas are forcing Australian homeowners to reduce cover or go uninsured, leaving many exposed to catastrophic losses.
Australian home insurance premiums typically range from A$800 to A$2,500 annually depending on location, cover type, and sum insured.
Australian cyclone season begins 1 November 2026. Review your home and contents insurance now to ensure you're protected against storm damage, flooding, and cyclone-related losses.
Landlord insurance protects investment property owners from financial loss when tenants cause damage, default on rent, or when your property faces unexpected perils.
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